The cost of your orthodontic treatment may vary depending on your individual needs and treatment plan. Our team will discuss the cost of your treatment and your payment plan options so you can make the best choice for you, and your smile. We will work with you to create a payment plan that fits your budget so you will know what to expect before beginning treatment.
There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.
It is great to know what your benefits are before treatment starts. If you are not sure, contact your insurance company so you know exactly how much you can expect to be paid and when to expect payment. If desired, we will submit a pre-treatment claim for determination of benefits for you. If you would like our office to submit claim forms prior to treatment, we ask you provide us with the name, address, and telephone number of your insurance carrier as well as the appropriate forms. Please compete the insured or employee portion of your form and sign where indicated. We cannot render services on the assumption our charges will be paid by an insurance carrier. For your convenience, we will accept payments from your insurance company assigned to us by the insured. Such payments will be credited accordingly to your account. If your company requires verification of continuing treatment, you may send them a copy of your cancelled checks or cash receipts. If your insurance carrier provides a form for verification of continuing treatment, we will be glad to complete the signature portion.
For your convenience we will gladly assist you in submitting initial insurance claims pertaining to charges for care rendered in our office.
Terrana Orthodontics has payment options to ensure affordability. We accept most insurances. We offer pay in full discounts, in-house interest free financing, referral discounts, and family discounts. We also offer same day start savings. Discounts are provided to members of the clergy, first responders (police, medical, firefighters), military, teachers.